Wednesday, December 03, 2014

That high deductible ain't ineluctible

Dulce et decorum est to highlight the plight of low-income ACA shoppers who choose sky-high-deductible Bronze plans on the ACA exchanges. In some states, there are far too many of them.

But if you're going to do this, for God's sake bring into the narrative the Cost Sharing Reduction subsidies that attach to silver plans for low-income buyers, reducing deductibles and copays. For some buyers, the higher (though subsidized) silver premiums are a hard swallow.  But the story is incomplete if you don't lay out the choice. 

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