tag:blogger.com,1999:blog-8512362.post2776180031542780021..comments2024-03-10T13:59:19.230-04:00Comments on xpostfactoid: Medicare for all who want it: Potential and pitfallsAndrew Sprunghttp://www.blogger.com/profile/17601269968798865106noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-8512362.post-23081950771537359172019-05-31T13:03:15.764-04:002019-05-31T13:03:15.764-04:00Thanks for your efforts in this important catalogi...Thanks for your efforts in this important cataloging. Just for general interest, here are my own guidelines for deciding which option I prefer:<br /><br />1. No "Cliffs"....where your benefit declines dramatically if your income goes up by $100<br /><br />2. Fewer premiums and more taxes...........premiums can often be avoided, and free riding makes sense (until it doesn't)<br /><br />Premiums usually require subsidies, and then subsidies require income cliffs.<br />Whereas taxes are just as progrssive as subsidies, and much easier to assess.<br /><br />3. Will the program work as well in year 2 as it does in year one? What happens if claims exceed premiums?<br /><br />Most analysts assume that a public plan which pays low rates to providers will also be lower cost. However, what if the public plan gets all the bad risks? Bob Hertzhttps://www.blogger.com/profile/08889826739646491269noreply@blogger.com