tag:blogger.com,1999:blog-8512362.post1535782739127159562..comments2024-03-10T13:59:19.230-04:00Comments on xpostfactoid: For high out-of-pocket costs in employer plans, 3 shock absorbersAndrew Sprunghttp://www.blogger.com/profile/17601269968798865106noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-8512362.post-69695338663958504062019-08-07T10:16:40.202-04:002019-08-07T10:16:40.202-04:00The craziest thing I learned here, and I really fe...The craziest thing I learned here, and I really feel like I'm ahead of the curve on health care policy, is that general deductibles don't apply to doctor's visits... what? <br /><br />But yes, also, it's very odd to have high deductible plans to encourage shopping around (in an entirely opaque market where adverse selection greatly benefits the seller), but also fund a majority of the endeavor. I think the mindset is (as Sarah Kliff put it a few years ago in reporting on a study surrounding this) that we are actively spending this money, even if it isn't our own, whereas having insurance take care of it all is a passive transaction. Though, as you say, that doesn't really pan out in the research. Chasehttps://www.blogger.com/profile/12604073036291054262noreply@blogger.com