tag:blogger.com,1999:blog-8512362.post4552346246727475787..comments2024-03-10T13:59:19.230-04:00Comments on xpostfactoid: Who needs HealthCare.gov?Andrew Sprunghttp://www.blogger.com/profile/17601269968798865106noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-8512362.post-70115207853690774012013-11-21T10:11:52.940-05:002013-11-21T10:11:52.940-05:00I purchased a platinum plan in Bowling Green, Ky o...I purchased a platinum plan in Bowling Green, Ky on the Kynect exchange on the very first day ACA started operating, Oct 1. I applied for a subsidy and was approved and my monthly cost was reduced from $608 to $22. The plan I picked was offered by the Kentucky Health Cooperative, but there were plans nearly as good offered by Blue Cross/Blue shield. I just went on eHeath and could not find the same set of plans I found on the Kynect exchange (although the subsidy calculator seemed to gave me a similar amount...).<br /><br />I've been talking to my brother in law in DeKalb Co Alabama, who is currently receiving insurance on the individual market for himself and my sister, and we have looked at the federal exchange for comparative policies. I find a whole different set of policies (with much better prices and deductibles) on the federal exchange than I just found on eHealth. The carriers don't even correspond, and the prices and deductibles are much higher on eHealth. <br /><br />So, my question, are these policies on eHealth somehow off the exchanges and outside of the exchange risk pool? And if the mix of polices is totally different (and not better) how is it that eHeatlh can supplant or replace federal exchanges that offer better deals....providing that you can actually succeed in applying for them?Anonymousnoreply@blogger.com